Benefits for EMA Association Members ONLY
Association Membership Required
VALUE 20 LIFE
PREMIUM ASSOCIATION BENEFITS
$20,000 Term Life Insurance
$20,000 Accidental Death & Dismemberment
$20,000 Term Life/ $20,000 Accidental Death & Dismemberment (AD&D) benefit is provided to the Primary Association Member.
Member must enroll prior to age 75.
$10,000Term Life/$10,000 AD&D for spouse and $5,000 Term Life/ $5,000 AD&D for dependent children is also provided (if enrolled in the family membership).
The primary member and eligible dependents (if applicable) are covered by the Term Life/AD&D benefit both in the USA and if/while traveling outside the USA; there are no restrictions due to the duration/time period of the travel.
Please be advised that the Tem Life benefit in the Value 20 Life membership package will not be effective until the first (1st) of the month following eleven (11) months of continuous paid membership.
This product is part of an EMA Association Membership Package.
Note: Insured Benefits are offered under a Group Insurance Policy. The Insurance Company offering these benefits may increase rates, modify policies or cancel coverage at any time based upon the profit and losses of the group. EMA nor Calstar Financial and Insurance Services, Inc. has any control over policy changes, modifications or cancellations. EMA will notify members in a timely manner, should there be any change to the policy offered.
(Upon enrollment your confirmation email will show your active date which is usually the 1st of the following month, as long as enrollment takes place on or before the 20th of the current month).
NOTE: The Primary Member must either complete an application, personally enroll online or personally enroll via phone. Via telephone, we randomly confirm that the Primary member personally enrolled for this plan. If we are unable to confirm that a member enrolled for this plan, the member will be terminated.
This is just a summary of benefits. Some Exclusions and Limitations Apply.
For a detailed copy of the Insurance Policy contact your Benefits Advisor or call 877-697-0026.